LONDON, 6 APRIL 2025 – As global financial turbulence intensifies and interest rates remain volatile, a new industry survey commissioned by Panax, the AI-powered cash management platform, reveals that treasury and finance teams are feeling overwhelmed — and are turning to automation and artificial intelligence to help them regain control.
The 2025 Survey Report on AI and Automation in Cash Flow Management, provides a compelling snapshot of how 200 senior finance professionals across the US, UK, Germany, France, and the Middle East are navigating today’s treasury challenges. The majority of respondents are from companies with over $50 million in ARR and represent sectors such as tech, e-commerce, real estate, and manufacturing.
Key findings show that liquidity stress, rising operational risks, and regulatory pressure are pushing finance teams to embrace new technologies — but not without concerns. Among the top three areas where AI can deliver the most impact are audit and compliance (23%), transaction categorization (21%), and cash flow forecasting (21%). Yet, barriers to adoption remain: regulatory compliance (29%), data reliability (27%), and implementation cost (27%) are cited as the biggest concerns.
“Finance teams are being asked to do more with less, especially in lean organizations,” said a spokesperson for Panax. “This survey confirms what our customers have been telling us — they need automation not just for survival, but to unlock better decisions and long-term efficiency.”
Notably, the survey also found that:
- 70% of companies now use some form of automation (TMS or forecasting tools) for cash flow forecasting.
- Companies without treasurers are twice as concerned about manual reporting errors compared to those with larger treasury teams.
- Only 26% of respondents currently use mixed-period forecasts, suggesting significant room for automation-driven improvements.
Panax’s intelligent platform addresses these needs head-on by automating tasks like transaction categorization and AR reconciliation, while giving finance leaders real-time cash visibility and predictive insights. For treasury teams exploring next-gen cash management, Panax offers a smarter, faster, and leaner alternative to legacy TMS tools.
The full report, “AI and Automation in Cash Flow Management in 2025”, is available to download at thepanax.com.
