It’s been a particularly eventful time for Brad Garlinghouse, the CEO of Ripple. From a huge dispute with the SEC to a potential seat on Donald Trump’s crypto advisory council, it seems the time has come for Ripple and XRP. Today we look at how strong XRP will be in 2025.
At the end of January Team Ripple released the Q4 2024 XRP Markets Report. In the report three highlights were shared. These included how changes at the SEC have helped XRP perform better. The executive order officially signalling President Donald Trump’s pro-crypto stance has increased investor confidence in XRP. Additionally, the market awaits updates on XRP’s latest spot ETFs.
Team Ripple’s Q4 2024 XRP Markets Report
The report is comprehensive. There are some harsh words about the past and how the SEC has ‘held back’ the potential in XRP. Today, more buyers are buying to hold, the report suggests. A good sign for anyone looking at a modest return from XRP in 2025.
There is a nod to David Sacks, Trump’s Crypto and AI Czar, as well as Treasury Secretary Scott Bessent and Paul Atkins for being ‘visionary leaders’. There is an admiration for the change in direction of U.S. policy towards digital assets. An optimism that you can sense throughout.
One of the biggest developments for Ripple in 2024 was the introduction of Ripple USD or RLUSD, a stable coin. Veteran Ripple enthusiasts will already know all about this stable coin. Ripple will use RLUSD to facilitate global payments on behalf of its enterprise customers. Similarly to SWIFT.
Ripple marks out its intent with RLUSD as part of its broader payments strategy. It has served $70 billion in payments volume and has 90% coverage of the globe for payments and FX markets.
Institutional DeFi on the XRP Ledger (XRPL) has taken a step forward with Decentralized Identifiers being introduced to the ledger. XRPL has a new native oracle supporting pricing for tokenized financial assets, the upcoming lending protocol, and more.
Even wallet creation has soared in the last quarter of 2024 (up from 140k created in Q3 to 709k in Q4). All of this helps answer the question: How strong will XRP be in 2025?
Is Brad Garlinghouse Positioning Ripple Favourably?
How close is the CEO of Ripple to the new U.S. administration? And how important could this be during a pro-stable coin President in the White House? We looked at what can be made of Brad’s ambitions to take on SWIFT and disrupt the global payments market.
Brad famously advised ‘any entrepreneur’ not to start up in the United States. He has been an outspoken critic for many years. What now? Nothing is mentioned about Brad and Trump in the report. We must look elsewhere for information.
The “Trump effect” is how it’s being described on social media. Following a dinner with Trump and fellow executives in early January Trump has been showing support for Brad and the work of the team at Ripple.
On Tuesday, Brad tweeted about how Trump had shared ‘two articles about ripple’ on the TruthSocial platform. He has congratulated the CFTC on the nomination of its new Chair Brian Quintenz. We are seeing a very different Brad than we were used to a year ago, or even just a few months ago. Can the “Trump effect” trickle over on to the price of XRP in 2025? It won’t be for lack of trying so far.
What Are the Key Considerations About XRP’s Price in 2025?
There are several. Market cap, tokenization, utility, institutional adoption, the list is quite long. Fortunately not everything is relevant to the performance of XRP itself. One of the biggest things that will affect the price of XRP is the upcoming ETF. Or should we say the XRP ETF that is listed already in Brazil?
In the past 24 hours it has been reported that the Brazilian Securities Commission (CVM) approved Hashdex to launch the world’s first XRP-based spot ETF. But in Brazil. This move in Brazil will assist any chance of an XRP ETF being launched in the U.S. The Brazilian XRP ETF is listed as HASHDEX NASDAQ XRP FUNDO DE ÍNDICE. The news is so fresh that Hashdex and Ripple haven’t managed to post about it on their social media or blog pages yet.
JP Morgan recently predicted that if XRP achieved 6% market penetration – similar to Bitcoin’s growth in the past year – it could attract up to $8 billion in inflows. That is if an XRP ETF is successful. Grayscale filed a proposal for XRP ETF to the SEC earlier this month. It isn’t the first one to do this.
Some commentators on X have taken to the internet over this recent Brazilian story and suggested prices for XRP, the likes of $100, though this remains highly speculative given its current price of $2.68.
In case you missed it, Brad’s plan to take on SWIFT is also under way. Industry leaders from the banking sector in Japan are backing XRP for its potential to streamline cross-border transactions. Sustained demand for XRP will be crucial for the success of this initiative.
How Strong Will XRP Be in 2025?
The current market cap of XRP is $112.8 billion (Coinbase) and, ideally, growing. Late last year Coin Bureau shared a video about the potential for XRP holders in 2025. $7 was a figure that was mentioned during the conversation. A figure that would make sense if some of the above things come about. And, especially, after what we have just seen in Brazil.
While XRP has been relatively stable compared to smaller altcoins, it has still faced significant volatility, particularly during its legal battle with the SEC. Importantly, it sees itself as the second most important digital asset after Bitcoin. If it can take on SWIFT this might be a reality.
The Motley Fool, a leading online financial platform, is very bullish on XRP. But, if as is suggested, XRP outperforms ETH and Bitcoin in 2025, and it makes up for some of the drag it has had to cope with from the SEC, it could realistically be at $7 before Christmas.
Do you think that Brad and co have it in them to do fulfil the promise of XRP?
Author: Andy Samu
#XRP $XRP #XRPL #RLUSD #Ripple #ProCrypto #DeFi #SEC #TrumpEffect #StableCoin #SWIFT
The editorial team at #DisruptionBanking has taken all precautions to ensure that no persons or organizations have been adversely affected or offered any sort of financial advice in this article. This article is most definitely not financial advice.
See Also:
Who Is Ripple CEO Brad Garlinghouse? | Disruption Banking
Has the Crypto Renaissance Really Begun? | Disruption Banking
Is Ripple (XRP) About To Start A Bull Run? | Disruption Banking
